Qualification: M.com, NET, PhD (Pursuing in the area of Finance) 

Specialization: Financial Accounting & Management

Course Engagements

  • B. com 2nd Semester (Corporate Law)
  • M.com 4th Semester (Strategic Management)


  • Convenor of Swachhta Action Plan Committee (SAP), Unity College 
  • Member of Women Cell, Unity College
  • Member of Attendance Committee, Unity College



Indirect Taxes. Himalaya Publishing House. ISBN 978-93-5202-585-5, ISO 9001:2008 certified (2015).

Papers Published

  1. Ladha, V. L. (2023). Fundamental analysis and descriptive statistics of share price for investment decisions. International Journal of Current Research and Trends (IJCRT), 11(6). ISSN: 2320-2882.
  2. Ladha, V. L. (2012). Foreign direct investment in retail sector (An analysis). Unity College Journal of Humanities and Social Sciences, 1(1). ISSN: 2319-9970.
  3. Ladha, V. L. (Accepted for publication). Exploring the impact of central bank digital currency on future management trends in India. To be published in IIP Series Book on Futuristic Trends in Management.
  4. Ladha, V. L., Trivedi, A., & Pancholi, K. (Final stage of Publication). A quantitative analysis of UPI’s role in India’s stock market evolution and retail investor dynamics. International Journal of Services, Economics and Management. Vol. X, No. Y, pp., SCOPUS
  5. Ladha, V. L. (Accepted for publication). Empowering the unbanked: The intersection of fintech, financial inclusion, and financial literacy in India. To be published as a chapter in Apple Academic Press, Taylor & Francis Group.

Research Papers Presented:

  1. “Green Bond: An Effective Business Development Tool for Potential Indian Retail Investor.” Presented at the International Conference on Modern Governance Technologies and Tools for Sustainable Business Development, Department of Management, Faculty of Law & Governance, Jayoti Vidyapeeth Women’s University.
  2. “The Impact of Financial Literacy on Green Bond Investment Decision-making.” Presented at the National Conference on the theme of “Envisioning the Future of Commerce: Smart Technology Integration for Adapting to the Changing Landscape in the Digital Age,” Parul University, Faculty of Commerce, Baroda.

Faculty Development Programs:

  • Workshop on “National Higher Education Qualification Framework under NEP-2020 and 4 Years Undergraduate Program,” Dimapur Government College, June 16, 2023.
  • First Hand Experience of SPSS, organised by Rama University Kanpur, Research Foundation of India & RFI-Care, March 1st – 7th 2023.
  • Research paper writing, jointly organised by School of Business Administration-BPIT, Research Foundation of India & RFI-Care, August 21st – 26th 2023.

Skill Development Training:

  • “Sustainability through Green Skills” in collaboration with The Banana Co. Hengna, and Maben Private Limited.
  • Served as Resource Person during the Wellness Webinar on “Yoga for Physical and Mental Wellness” at Unity College.